As a first home buyer, your home is more than a financial achievement. It gives you the freedom and creativity to express yourself and live the way you want to. It puts you in control, whether that’s as simple as choosing how you want to decorate or as important as knowing that you won’t have to move unless you decide to sell.

Owning your first home might be an investment goal, or about giving the people you love the security they need. It’s a perfect way to invest in your future – rather than renting and paying off someone else’s mortgage, you’re paying off your own and potentially building wealth along the way.

You can buy a home sooner with special home loan options like Family Pledge, where family helps to guarantee part of your home loan. We can help you apply for the First Home Owner Grant and for stamp duty concessions with First Home Plus.

Buying your first home is a big decision. We have a range of tools and guides to help you make this big first step.

Our calculators can help you get started with your research. You might be surprised at how much borrowing power you already have and where you can afford to buy.

We can also help you choose the right home loan to suit your needs or lifestyle.